A four-part series on the Income-Growth framework for designing retirement portfolios.
The Pensioner's Paradox
We've covered a lot of ground in this series. You understand why pensioners have peace of mind that self-funded retirees often lack, and you know the mechanics of building your own Income Floor to bridge that gap. But knowing the strategy and actually implementing it are two
Income-Growth Framework
In the first two parts of this series, we looked at why pensioners sleep better than self-funded retirees, even when they have less money in the bank. We explored the psychological weight of managing retirement income when every dollar depends on market performance, and we identified the real question
The Pensioner's Paradox
Previously, we looked at two types of retirees: the Pensioner and the Self-Funded Retiree. They show us that retirement income can be approached in very different ways, and that peace of mind isn’t just about the size of your savings. Today, I want to dig deeper into why
The Pensioner's Paradox
The two types of retirees